Kent Beck, one of the people that invented extreme programming (XP) offers an economic model. The financial risk management community and the software development community can learn a lot from each other. Think of this article as: When should you put Risk Management into place?

Amongst other things this article tells you when best to have children :-). [groups.yahoo.com/group/extremeprogramming/files/when%20should%20we%20test.pdf]